{"id":7924,"date":"2026-11-04T06:05:14","date_gmt":"2026-11-04T06:05:14","guid":{"rendered":"https:\/\/www.lawayala.com\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/payment-bond-claim-florida-construction-subcontractor\/"},"modified":"2026-11-04T06:05:21","modified_gmt":"2026-11-04T06:05:21","slug":"payment-bond-claim-florida-construction-subcontractor","status":"publish","type":"page","link":"https:\/\/www.lawayala.com\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/payment-bond-claim-florida-construction-subcontractor\/","title":{"rendered":"Florida Payment Bond Claims for Subcontractors"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark chg-hero\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-70 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(90deg,rgba(32,36,46,1) 0%,rgba(32,36,46,1) 55%,rgba(32,36,46,0.7) 100%)\"><\/span><img class=\"wp-block-cover__image-background wp-image-7923\" alt=\"A forensic accountant in reading glasses highlights payment entries in a bound ledger beside printed invoices on a desk.\" src=\"https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/11\/a-forensic-accountant-in-reading-glasses-highlights-payment-photo-10.jpg\" width=\"1376\" height=\"768\" srcset=\"https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/11\/a-forensic-accountant-in-reading-glasses-highlights-payment-photo-10-150x150.jpg 150w, https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/11\/a-forensic-accountant-in-reading-glasses-highlights-payment-photo-10-300x167.jpg 300w, https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/11\/a-forensic-accountant-in-reading-glasses-highlights-payment-photo-10-768x429.jpg 768w, https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/11\/a-forensic-accountant-in-reading-glasses-highlights-payment-photo-10-1024x572.jpg 1024w, https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/11\/a-forensic-accountant-in-reading-glasses-highlights-payment-photo-10.jpg 1376w\" sizes=\"(max-width: 825px) 825px, 100vw\" fetchpriority=\"high\" decoding=\"async\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Construction Litigation | Tampa and Hillsborough County<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Unpaid on a Florida Construction Job? Let&#x27;s Review Your Payment Bond Claim<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Ayala Law PA focuses on business and construction litigation for subcontractors, contractors and business owners in Tampa, Hillsborough County and the Tampa Bay area. Eduardo A. Maura is the responsible attorney for this page.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13055702208\">Request a Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lawayala.com\/contact\/\">Request a Case Evaluation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By Eduardo A. Maura \u00b7 Published November 4, 2026<\/p>\n\n<article lang=\"en\">\n\n\n<p>A payment bond claim is a demand for money from the contractor&#8217;s surety under the bond. It is not a claim against the owner&#8217;s property. This page explains how the claim works, the deadlines that control it, and the defenses you should expect. It is written for businesses in Tampa, Hillsborough County and the wider Tampa Bay area.<\/p>\n<h2>What a Payment Bond Claim Is and Who Can Make One<\/h2>\n<p>A payment bond is a promise from the contractor&#8217;s surety to pay eligible unpaid parties if the contractor does not. A bond claim runs against the surety and the bond instead.<\/p>\n<p>Who typically qualifies:<\/p>\n<ul>\n<li>Construction projects often involve subcontractors, and payment disputes can arise among the parties on a job.<\/li>\n<li>Sub-subcontractors further down the payment chain.<\/li>\n<li>Construction projects often involve material suppliers, and payment disputes can arise among the parties on a job.<\/li>\n<\/ul>\n<p>Your contract and the bond&#8217;s terms control many details. Read both before you act.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-contrast-color has-surface-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--surface,#f2f3f5);color:var(--wp--preset--color--contrast,#22252b);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If an unpaid balance on a bonded job has you asking whether you may have a bond claim, our team can talk it through with you at (305) 570-2208. Talk it through with our team &#8212; we can walk you through how a situation like yours is usually handled and what your options are.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13055702208\">Schedule a consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lawayala.com\/contact\/\">Schedule a consultation<\/a><\/div><\/div>\n<\/div>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/10\/handwritten-vintage-ledger-page-showing-detailed-financial-r-photo.jpg\" alt=\"A close-up of a vintage handwritten ledger showing financial records and account entries.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>When a Lien Is Not Available and Why the Bond Becomes the Route<\/h2>\n<p>A bond often becomes the main route when a lien will not reach the project or the time to file a lien has passed. Lien rights can be lost through missed steps. Payments the owner made to the contractor can also change what is still owed.<\/p>\n<p>Public projects follow a different bond framework. Check which rules apply before you choose a path.<\/p>\n<p>A lien and a bond claim can have different defendants and different clocks. Analyze each remedy on its own. The facts that matter for one may not matter for the other.<\/p>\n<h2>The Deadlines That Control a Florida Payment Bond Claim<\/h2>\n<p>Bond claims run on strict clocks. Missing one can end the claim, so calendar every date from its own trigger.<\/p>\n<ul>\n<li><strong>The suit clock.<\/strong> <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Florida&#8217;s limitations statute, \u00a7 95.11<\/a>, sets time limits for actions other than recovery of real property, including actions founded on a statutory liability. Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">\u00a7 95.11(6)(e)<\/a>, within one year, except for actions governed by s. 255.05(10), s. 337.18(1), or s. 713.23(1)(e), an action to enforce any claim against a payment bond on which the principal is a contractor, subcontractor, or sub-subcontractor as defined in s. 713.01, for private work as well as public work, runs from the last furnishing of labor, services, or materials or from the last furnishing of labor, services, or materials by the contractor if the contractor is the principal on a bond on the same construction project, whichever is later.<\/li>\n<li><strong>When the claim starts.<\/strong> <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.031.html\">\u00a7 95.031<\/a>, says a cause of action accrues when its last element occurs. Your final invoice date may not be the right trigger.<\/li>\n<li><strong>Contract shortcuts.<\/strong> <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.03.html\">\u00a7 95.03<\/a>, makes void any contract provision that sets a shorter time to sue than the statute allows.<\/li>\n<li><strong>Pending arbitration.<\/strong> <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.051.html\">\u00a7 95.051<\/a>, says the running of time is tolled while an arbitral proceeding on the same dispute is pending.<\/li>\n<li><strong>Other construction claims.<\/strong> Claims tied to the design or construction of an improvement to property follow a separate clock under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">\u00a7 95.11<\/a>. Do not mix the two.<\/li>\n<\/ul>\n<p>Some contracts and bonds also require notices before suit. Confirm which ones apply to your project. Keep proof of every notice you send.<\/p>\n<h2>How a Payment Bond Claim Works, Step by Step<\/h2>\n<p>A bond claim usually moves through five stages: gather records, review the bond, send notice, evaluate the response, and choose a forum.<\/p>\n<ol>\n<li><strong>Gather records.<\/strong> Collect the contract, subcontract, purchase orders, pay applications, invoices, change orders, lien waivers and payment history.<\/li>\n<li><strong>Review the bond.<\/strong> Identify the surety, the notice address and the bond&#8217;s claim terms.<\/li>\n<li><strong>Serve notices.<\/strong> Send required notices in the required form and manner. Keep proof of delivery.<\/li>\n<li><strong>Evaluate the response.<\/strong> The surety may pay, pay part, dispute the amount or raise a defense.<\/li>\n<li><strong>Negotiate, mediate or sue.<\/strong> Each path needs its own documents.<\/li>\n<\/ol>\n<p>If the contract requires arbitration, Florida law generally enforces that agreement. <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0682\/Sections\/0682.02.html\">Under \u00a7 682.02<\/a>, a court decides whether an arbitration agreement exists. On request, a court must refer civil suits for money damages to <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0044\/Sections\/0044.102.html\">mediation under \u00a7 44.102<\/a>, if the requesting party is willing and able to pay the costs or the costs can be equitably divided between the parties, with listed exceptions. <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0044\/Sections\/0044.102.html\">Fla. Stat. \u00a7 44.102<\/a> reads: &#8220;(2) A court, under rules adopted by the Supreme Court: (a) Must, upon request of one party, refer to mediation any filed civil action for monetary damages, provided the requesting party is willing and able to pay the costs of the mediation or the costs can be equitably divided between the parties, unless: 1.&#8221; Disputes that reach court proceed under procedural rules, and each case calls for its own strategy. Federal cases in the Tampa Division follow the <a href=\"https:\/\/www.flmd.uscourts.gov\/local-rules\">Middle District&#8217;s local rules<\/a>.<\/p>\n<h2>Defenses Sureties Raise and How Contingent-Pay Clauses Fit In<\/h2>\n<p>Sureties often argue that the money was not yet due, that notice came too late, or that the amount is disputed.<\/p>\n<ul>\n<li><strong>Contingent payment clauses.<\/strong> Some subcontracts make your payment depend on the owner paying the contractor. A surety may argue that clause delays your right to be paid.<\/li>\n<li><strong>Conditional bonds.<\/strong> Some bonds carry their own conditions. Those conditions can limit what a claimant may recover.<\/li>\n<li><strong>Late or defective notice.<\/strong> A missed notice step gives the surety a ready defense. This is why the notice step matters.<\/li>\n<li><strong>Offsets.<\/strong> Expect claims that you owe back-charges or other amounts under the subcontract.<\/li>\n<li><strong>Fee clauses.<\/strong> If the contract has an attorney&#8217;s fee clause, <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0057\/Sections\/0057.105.html\">\u00a7 57.105<\/a>, lets the court allow fees to the other side when that side prevails on the contract.<\/li>\n<\/ul>\n<h2>What a Payment Bond Claim Can Cover and What to Expect<\/h2>\n<p>A claim can seek unpaid contract balances, approved change orders and material costs. The bond terms, your records and the defenses raised all shape what is recoverable. No amount or outcome can be promised in advance.<\/p>\n<p>After filing, expect the surety to respond, possibly followed by discovery, mediation and a path toward trial or settlement. Florida&#8217;s offer-of-settlement statute, <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0045\/Sections\/0045.061.html\">\u00a7 45.061<\/a>, does not apply to causes of action that accrue after the effective date of this act. Where it does apply, a written offer stays open 45 days unless it is withdrawn or accepted first. <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0045\/Sections\/0045.061.html\">Fla. Stat. \u00a7 45.061<\/a> reads: &#8220;The offer shall remain open for 45 days unless withdrawn sooner by a writing served on the offeree prior to acceptance by the offeree.&#8221; An offer that is neither withdrawn nor accepted in that time is deemed rejected. Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0045\/Sections\/0045.061.html\">\u00a7 45.061(6)<\/a>, this section does not apply to causes of action that accrue after the effective date of this act. Where the section does apply, an offer is presumed to have been unreasonably rejected by a defendant if the judgment entered is at least 25 percent greater than the offer rejected, and by a plaintiff if the judgment entered is at least 25 percent less than the offer rejected.<\/p>\n<p>Attorney&#8217;s fees follow a general rule. <a href=\"https:\/\/flcourts-media.flcourts.gov\/content\/download\/319153\/opinion\/Opinion_SC02-1953.pdf\">Florida&#8217;s Supreme Court in Price v. Tyler<\/a> states that each party generally bears its own fees unless a contract or statute provides otherwise. Venue also matters. <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0047\/Sections\/0047.011.html\">Under \u00a7 47.011<\/a>, actions must be brought only in the county where the defendant resides, where the cause of action accrued, or where the property in litigation is located; this rule does not apply to actions against nonresidents.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-contrast-color has-surface-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--surface,#f2f3f5);color:var(--wp--preset--color--contrast,#22252b);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-contrast-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; we can walk you through how a situation like yours is usually handled and what your options are.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13055702208\">Schedule a consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lawayala.com\/contact\/\">Schedule a consultation<\/a><\/div><\/div>\n<\/div>\n<h2>Why Work With Ayala Law PA on Construction Payment Claims<\/h2>\n<p>Ayala Law PA focuses on business litigation, construction litigation, contract disputes and real estate litigation in Florida courts and arbitration. The firm&#8217;s office is in Tampa, at 1646 W Snow Ave, and it serves businesses in Tampa, Hillsborough County and the Tampa Bay area. Eduardo A. Maura is the responsible lawyer for this page.<\/p>\n<p>On payment bond matters, the firm&#8217;s work is practical:<\/p>\n<ul>\n<li>Reviewing the bond, the subcontract and the payment history.<\/li>\n<li>Organizing the notice and deadline timeline, with each date tied to its own trigger.<\/li>\n<li>Handling communications with the surety.<\/li>\n<li>Litigating in Florida courts or in arbitration when the contract calls for it.<\/li>\n<\/ul>\n<p>Our team works through your records with you before any notice or filing decision.<\/p>\n<h2>Frequently Asked Questions About Florida Payment Bond Claims<\/h2><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can a subcontractor make a payment bond claim if the owner already paid the contractor?<\/summary><p class=\"wp-block-paragraph\">Sometimes. The payment chain, the bond terms and the notices you sent all affect the answer.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Is a payment bond claim the same as a construction lien?<\/summary><p class=\"wp-block-paragraph\">No. A bond claim runs against the surety and the bond. Construction payment disputes often raise questions about the property involved, and each situation depends on its own facts.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to sue on a payment bond in Florida?<\/summary><p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Section 95.11<\/a> sets time limits for many of these claims, but it has exceptions, including actions governed by s. 255.05(10), s. 337.18(1), or s. 713.23(1)(e). For an action on a payment bond where the principal is a contractor, the time runs from the last furnishing of labor, services, or materials, or from the contractor&#8217;s last furnishing on the same project if it is the bond principal, whichever is later. Confirm your trigger date early.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can a contract shorten the deadline to sue?<\/summary><p class=\"wp-block-paragraph\">Not under Florida law. A contract clause that sets a shorter period than the statute is void under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.03.html\">\u00a7 95.03<\/a>.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Does a payment bond claim have to go to mediation first?<\/summary><p class=\"wp-block-paragraph\">Not always. On request, a court must refer most suits for money damages to mediation, with listed exceptions.<\/p><\/details>\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/www.lawayala.com\/resources\/wp-content\/uploads\/2026\/10\/a-hand-holds-a-clipboard-with-an-invoice-and-pen-at-a-constr-photo.jpg\" alt=\"A hand holding a clipboard with an invoice and pen at a desk.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>Talk Through Your Unpaid Project With Ayala Law PA<\/h2>\n<p>If you finished work, are waiting on payment, and are unsure which remedy still works, you are not the first to face that question. Time matters on a bonded job, and the answer depends on your records. Call Ayala Law PA at (305) 570-2208 or use the <a href=\"https:\/\/www.lawayala.com\/contact\/\">Ayala Law PA contact page<\/a> to ask about a case evaluation. A case evaluation carries a fee, and you can ask about it when you call.<\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>Attorney advertising. The information on this page is for general informational purposes only and is not legal advice; reading it does not create an attorney-client relationship with Ayala Law PA. Prior results do not guarantee a similar outcome. Ayala Law PA, 1646 W Snow Ave, Tampa, FL 33606.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">How We Approach a Payment Bond Dispute<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">Review the paperwork<\/h3><p class=\"wp-block-paragraph\">We look at the subcontract, the payment bond, the payment history and the notices exchanged so the dispute is framed on the actual record.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--lightbulb\"><\/span><\/p><h3 class=\"wp-block-heading\">Map the payment chain<\/h3><p class=\"wp-block-paragraph\">Owner, general contractor, subcontractor and surety each play a role. We identify who owes what and where the gap in payment sits.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">Protect your position<\/h3><p class=\"wp-block-paragraph\">Construction payment disputes can involve liens, bonds and contract claims at the same time. We assess which remedies fit your situation.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--chat\"><\/span><\/p><h3 class=\"wp-block-heading\">Plain-language updates<\/h3><p class=\"wp-block-paragraph\">You get clear explanations of options, costs and next steps, so you can make informed decisions about your business.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-contrast-color has-surface-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--surface,#f2f3f5);color:var(--wp--preset--color--contrast,#22252b);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-contrast-color has-text-color\">Don&#x27;t Wait to Check Your Notices<\/h3><p class=\"wp-block-paragraph\">Paperwork and notices in a payment dispute can matter as much as the amount owed. If you have questions about what was sent and when, contact us early so the record can be reviewed while it is still fresh.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13055702208\">Call (305) 570-2208<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lawayala.com\/contact\/\">Call (305) 570-2208<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Construction and Business Matters We Handle<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Payment bond claims<\/h3><p class=\"wp-block-paragraph\">Claims against a surety and bond for work performed on Florida construction projects.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Contractor and subcontractor disputes<\/h3><p class=\"wp-block-paragraph\">Payment, scope, change order and termination disagreements between contractors and the subs they hire.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Lien foreclosure<\/h3><p class=\"wp-block-paragraph\">Enforcing or defending construction liens on Florida real property in state court.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Construction contract fraud<\/h3><p class=\"wp-block-paragraph\">Disputes over misrepresentation, diverted funds or contract terms that were not what the other side described.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Talk With Ayala Law PA About Your Payment Dispute<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13055702208\">Call (305) 570-2208 or Book a Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lawayala.com\/contact\/\">Call (305) 570-2208 or Book a Case Evaluation<\/a><\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/\">Contract Disputes in Florida: Deadlines, Remedies and First Steps for Tampa-Area Business Owners<\/a><\/li><li><a href=\"\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/liquidated-damages-clause-dispute-florida-business-contract\/\">Liquidated Damages Clause Disputes in Florida Business Contracts: Enforceable Estimate or Unenforceable Penalty?<\/a><\/li><\/ul>\n<!-- chg:section-siblings -->\n<nav aria-label=\"More in this section\">\n<h2>More in this section<\/h2>\n<ul><li><a href=\"\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/payment-bond-claim-lawyer-tampa-florida-subcontractors\/\">Payment Bond Claims on Florida Public Projects<\/a><\/li><li><a href=\"\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/personal-guarantee-lawsuit-florida-business-owner\/\">Personal Guarantee Lawsuits Against Florida Business Owners<\/a><\/li><li><a href=\"\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/personal-guaranty-enforcement-llc-contract-debt-florida\/\">Can I Be Personally Liable for My LLC&#x27;s Contract Debt Under a Personal Guaranty in Florida?<\/a><\/li><li><a href=\"\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/personal-liability-clause-lawsuit-florida-business\/\">Personal Liability Clause Lawsuits: Holding Business Owners Accountable on Commercial Contracts in Florida<\/a><\/li><li><a href=\"\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/practice-areas-construction-contract-litigation-florida\/\">Construction Contract Litigation for Contractors and Subcontractors in Florida<\/a><\/li><\/ul>\n<\/nav>\n<!-- \/chg:section-siblings -->","protected":false},"excerpt":{"rendered":"<p>Unpaid on a bonded Florida project? Learn how a subcontractor payment bond claim works, the deadlines to track, and the defenses sureties raise.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":650,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_review":"","chg_sendback":"","chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/www.lawayala.com\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/payment-bond-claim-florida-construction-subcontractor\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/www.lawayala.com\/resources\/es\/guia-disputas-contratos-empresas-tampa\/reclamacion-fianza-pago-subcontratista-florida\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/www.lawayala.com\/resources\/florida-contract-disputes-guide-tampa-area-businesses\/payment-bond-claim-florida-construction-subcontractor\/\"}]","chg_jsonld":"[{\"@context\": \"https:\/\/schema.org\", \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"about\": [{\"@type\": \"Thing\", \"name\": \"Contract\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Contract\"}, {\"@type\": \"Thing\", \"name\": \"Arbitration\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Arbitration\"}], \"mentions\": [{\"@type\": \"Thing\", \"name\": \"Mediation\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Mediation\"}, {\"@type\": \"Thing\", \"name\": \"Lawsuit\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Lawsuit\"}, {\"@type\": \"Thing\", \"name\": \"Damages\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Damages\"}], \"author\": {\"@type\": \"Person\", \"name\": \"Eduardo A. 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