Join the Class Action Lawsuit Against Allianz in Texas
Ayala Law has filed a lawsuit claiming that American Airlines and Allianz misrepresent the nature and substance of their trip insurance when they offer it to consumers. The complaint alleges, among others, that the trip insurance sold is largely related to medical emergencies or catastrophic events (things that rarely occur) while portraying it as a broad, no-fault type of coverage for unexpected events. If you live in Texas and have purchased travel insurance you may be able to recover your losses.
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At Ayala we are passionate about protecting and representing the little guy.
How can we help you?
Consumers often feel powerless in the face of misleading promises and poor services from giant corporations. A phone company charges you an additional, previously undisclosed fee. A landlord cheats a small amount to each tenant on the Common Area Maintenance (aka CAM) fees. A large company discloses, without your permission your private data. Normally, the size of these claims would not justify the expense and attorney work required to prevail against large entities who, at the same time, have the best legal resources in the world. Thankfully, the law provides for the class action device, in which one aggrieved consumer can file a case for him/her, and on behalf of other similarly situated. Grouping cases makes them more financially viable. If you are in a situation where you feel you were wronged by a large entity and feel powerless, give us a call. We may be able to help you.
What is a Class Action
A class action is a lawsuit in which, one or more plaintiffs sue one or more defendants on behalf of themselves and other similarly situated. Oftentimes the cost of litigation makes an otherwise meritorious claim not financially viable. To address this unfairness, the law created the class action rules. In a class action case, a lot of small cases can be consolidated into one single case as long as they meet certain requirements; usually related to how common the claims of the group are. A class action is the perfect mechanism to hold large corporation wrongdoers accountable. At Ayala we have filed several class actions against large corporations who in one way or another abused our clients. Learn more in our “Current Cases and Investigations” section below.
We will pursue the action on a contingency fee basis, which means you will have no responsibility for legal fees or expenses.
Meet our Attorneys
Honesty, Work Ethic, and Value.
Because we value honesty and integrity. We don’t take shortcuts. At Ayala, you can be sure that you will always have the most honest legal opinion about your case, even if that means not having you as a client. We will review your record and give you an opinion based on rigorous analysis of the facts and many years of experience helping people and small businesses. Also, we will not sacrifice our integrity even in the face of opposing parties’ questionable ethics. We will take the longer, harder, ethical approach.
In 2002, I arrived in the United States with nothing but dreams. But I was not afraid. I always admired the possibilities this country had to offer. During my initial years, I worked in the restaurant industry as a waiter, driver, cook, and restaurant manager. After few years in the industry, in 2006, I became a successful restaurant owner.
But the restaurant business did not fulfill me professionally. Essentially an immigrant, I wanted to be involved in a trade where—while making a living—could at the same time help others that were in a position of disadvantage. Coming from a philosophy and theology background, the legal profession suited well my goals and skills.
In 2008, I went to FIU College of Law where I did well as a student. With limited english skills and a full time job fixing locks, I managed to graduate in the top 1/4 of a very competitive class; I take pride in that. I was also included in the dean’s list four out of six semesters and received the CALI Excellence Award in my Law and Politics in Latin America class for my research on the Mexican Constitution.
I started developing my advocacy skills working as a certified Legal Intern for Legal Services of Greater Miami. In Legal Services, I represented low-income people in landlord-tenant disputes. Later, I worked for the Immigration and Human Rights Clinic at FIU where I tried several cases in Immigration Court obtaining Asylum, Cancelation of Removal or relief under the Convention Against Torture for my clients.
In May 2011, after graduation from law school, I worked for large firms in Miami where I also practiced commercial litigation. In January 2013, I decided to start my own practice with the goal of providing competent, valuable legal representation to immigrants and businesses, specially from South America. I am passionate about my practice, and I try to give it all for my client’s cases.
My practice areas include immigration, real estate transactions, civil litigation, commercial litigation and business transactions.
I am fluent in English, Spanish. I also understand and speak some Italian.
Luis has always been an avid student of history, religion, and foreign languages. In 2014 he graduated from the University of Miami where he received a Bachelor of Arts in Classics (cum laude) with a concentration in Ancient Greek and Latin and a minor in Judaic Studies.
His passion for the humanities led him to pursue a legal career. In May 2018, he received his Juris Doctor degree from the University of Miami School of Law, and was admitted to the Florida Bar soon after.
Luis is fluent in English, Spanish, and Portuguese. He also has knowledge of French, Italian and Hebrew.
In October 2018, he joined the Firm as an associate attorney.
Reviews from our Peers & Former Clients
Join Ayala Law PA’s Class Action Lawsuit Against Allianz and American Airlines
Thank you for choosing Ayala Law PA firm (“Firm”) to represent you in the above referenced matter. It is a pleasure to welcome you as Client.
The lawsuit claims that American Airlines and Allianz misrepresent the nature and substance of their trip insurance when they offer it to consumers. The complaint alleges, among others, that the trip insurance sold is largely related to medical emergencies or catastrophic events (things that rarely occur) while portraying it as a broad, no-fault type of coverage for unexpected events.
1. Terms of Representation
We will pursue the action on a contingency fee basis, which means you will have no responsibility for legal fees or expenses.
Legal fees and expenses will be paid only if there is a recovery in the case and after notice to all class members and court approval. But whether there’s recovery or not, you will never owe the Firm any money.
You acknowledge here the Firm has not made any promise regarding outcomes. You accept that the Firm, in its best judgment and discretion, could associate with other competent attorney to help in the representation of you or as advisors, and that all such cost will paid by the Firm as a percentage of the fees recovered in the case.
2. Client Duties:
By agreeing to be a plaintiff, you understand that you have certain obligations which include but are not limited to the following:
- Be generally familiar with the litigation.
- Confer with us any time it is necessary to do so and be responsive if we need to speak with you.
- Participate in discovery: If defendants require information as part of their defense, you agree to help us provide that information whether it is documents or oral testimony.
3. Preservation of Evidence:
Expoliation (destruction) of evidence is a serious legal violation. Therefore, as we start our professional relationship, it is crucial that you preserve all evidence related to this matter. Evidence includes emails, texts messages, call records, financial documents, bank records, physical evidence, and any other item you think could be probative of this matter.
4. Confidentiality:
As a requirement of professional responsibility, our firm is required to preserve the confidences and secrets of all of our clients. This professional obligation and the attorney-client privilege exist to encourage honest discussions between the attorney and client. You therefore agree to maintain our firm informed of all information, whether negative or adverse to you that could be relevant to the legal representation under this agreement.
