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Business Litigation | Tampa and Hillsborough County

Resolving Commercial Condominium Association Disputes in Florida

Ayala Law PA focuses on business litigation for commercial property owners, tenants and businesses involved in condominium association disputes across Tampa, Hillsborough County and the Tampa Bay area.

By Eduardo A. Maura · Published November 5, 2026

A commercial condominium association dispute is a disagreement between a business unit owner or tenant and a condo association over money, records, rules, or repairs. Ayala Law PA focuses on business litigation, including commercial disputes tied to condominium units. The firm’s bona fide office is at 1646 W Snow Ave in Tampa. This page explains what these disputes involve and how they usually move forward.

What a Commercial Condominium Association Dispute Involves

A commercial condominium association dispute is a conflict over a business-use unit in a condo building. The association runs shared property, sets the budget, collects assessments, and enforces rules.

The governing documents are the contract. The declaration, articles, bylaws, and rules set what owners and the association can and cannot do. Many of these disputes turn on what those documents say, so that is where the review starts.

This page is written for commercial unit owners, business tenants with rights under the declaration, investor owners, and developers. It does not cover residential homeowner advocacy or personal injury claims.

The two frameworks differ in their rules and remedies, so identifying which one applies shapes the strategy from the start.

If a special assessment notice or a refused records request has you weighing your next move, you do not have to face it alone. Call (305) 570-2208 to ask about a case evaluation. Talk it through with our team — we can walk you through how a situation like yours is usually handled and what your options are.

Disputes This Practice Handles

Ayala Law PA focuses on these types of disputes between a business and a condo association:

  • Assessments and special assessments. Whether a charge is split fairly between commercial and residential units, and whether the board followed its required process.
  • Board authority. Actions outside the declaration, improper votes, or spending the governing documents do not allow.
  • Official records. Board minutes, financial statements, budgets, and contracts. Put every request in writing.
  • Use restrictions. Rules on signage, operating hours, and deliveries that affect how a business runs.
  • Construction and repair. Claims among the association, owners, contractors, and subcontractors, including construction liens under Chapter 713 of the Florida Statutes. Section 95.11(3)(b) requires an action founded on the design, planning, or construction of an improvement to real property to be commenced within four years, with the time running from the date the authority having jurisdiction issues a temporary certificate of occupancy, a certificate of occupancy, or a certificate of completion, or the date of abandonment of construction if not completed, whichever date is earliest; for a latent defect, the time runs from when the defect is discovered or should have been discovered with due diligence. Fla. Stat. § 95.11 reads: “(b) An action founded on the design, planning, or construction of an improvement to real property, with the time running from the date the authority having jurisdiction issues a temporary certificate of occupancy, a certificate of occupancy, or a certificate of completion, or the date of abandonment of construction if not completed, whichever date is earliest; except that, when the action involves a latent defect, the time runs from the time the defect is discovered or should have been discovered with the exercise of due diligence.”
  • Vendor and management contracts. When an express contract covers the same subject, a claim for unjust enrichment will not support recovery. Williams v. Johnson This matters when a vendor’s written contract is at the center of the dispute.
  • Unit title and real estate questions. Ownership and lien issues tied to the unit itself.

How a Commercial Condo Dispute Typically Moves Forward

These disputes usually move through four stages: review, written demand, mediation, and a court or arbitration filing. Each stage builds the record for the next.

  1. Review. The firm reviews the declaration, bylaws, minutes, notices, assessment ledger, and correspondence.
  2. Written demand. A letter states the problem and the records or action requested. It may go to the association or its counsel.
  3. Mediation. After a suit for money damages is filed, a court must refer it to mediation if one party asks, unless an exception applies. The requesting party must be able to pay the costs or the costs must be split fairly. Fla. Stat. § 44.405 provides that, except as provided in that section, all mediation communications shall be confidential. Fla. Stat. § 44.405 A signed settlement agreement is not confidential unless the parties agree otherwise.
  4. Court or arbitration. A written arbitration agreement is generally enforceable under Florida law. The exception is a ground that exists to revoke a contract. Fla. Stat. § 682.02 A court decides whether an arbitration agreement exists. Suits must be brought where the defendant resides, where the claim arose, or where the property is located. Fla. Stat. § 47.011 For a Hillsborough County unit, the property’s location may matter.

Steps to Take Before You Contact a Lawyer

Gather the paperwork first. The most useful items are the governing documents, every amendment, and the notices, invoices, and vote records tied to your issue.

  • Put requests in writing. Keep a copy and proof of delivery for every records request.
  • Read every notice for deadlines. Response windows can affect the options you have.
  • Think before you stop paying. A judgment can become a lien on real property once a certified copy is recorded with the lienholder’s address, as the statute requires.
  • That period runs from a certificate of occupancy, a certificate of completion, or abandonment, whichever is earliest. For actions founded on the design, planning, or construction of an improvement to real property, the action must be commenced within four years of the earliest qualifying date, and in any event within seven years after that date. For hidden defects, the clock starts at discovery. The start date depends on the facts.
  • Keep copies of everything. Save emails, texts, and mailed letters in one place.
Warehouse loading dock with a plastic-wrapped pallet and a clipboard marked "under review" beside open roll-up doors.

How Ayala Law PA Approaches These Matters

Ayala Law PA focuses on business litigation, commercial litigation, contract disputes, shareholder disputes, construction litigation, real estate litigation, and international trade litigation in Florida courts and arbitration.

  • Responsible lawyer. Eduardo A. Maura is the responsible lawyer for this page.
  • Office location. The firm’s office is at 1646 W Snow Ave in Tampa, Florida. The firm represents businesses in Tampa, Hillsborough County, and the Tampa Bay area.
  • Connected practice areas. The firm also handles construction lien matters and contract disputes. A condo case involving a contractor, a vendor, and a unit title can be reviewed together.
  • Lien relief. A judgment lien under Fla. Stat. § 55.10 can be moved to a deposit or surety bond. The amount is the claim plus interest for three years, plus $500 for court costs. This can clear the property while the dispute continues.
  • Support staff. Our team’s support staff organizes records and tracks requests so the lawyer can review the full file.
  • Referrals. If a matter may be referred to another lawyer or firm, the firm will tell you at intake.

Common Questions About Commercial Condo Association Disputes

Can a condo association force me into arbitration?

Possibly. A written arbitration clause is generally enforceable under Florida law, unless a ground exists to revoke a contract.

Do I have to go to mediation before suing?

Not in every case. After a suit for money damages is filed, a party may ask the court to refer it to mediation, unless an exception applies.

Can I stop paying assessments while I dispute them?

Stopping payment can lead to a lawsuit and a judgment. A recorded judgment can become a lien on property, so review your options before you stop.

How long does a dispute take?

Timing varies with the claim, the court, and whether the other side takes part.

A signed arbitration agreement is generally enforceable.

What does it cost to work with the firm?

Fees depend on the matter. The firm explains its fee structure and any costs you may owe before work begins.

Not sure what your next step is?

Talk it through with our team — we can walk you through how a situation like yours is usually handled and what your options are.

Talk to Ayala Law PA About Your Condo Dispute

If a special assessment notice, a board vote on commercial use, or an unanswered records request has you weighing your next move, you don’t have to sort it out alone. Call (305) 570-2208 or request a case evaluation. Send the notice and governing documents with your request. The firm will review them and explain which options fit your facts. The review is not a promise of any result, and no one can predict how the association will respond.

Attorney advertising. The information on this page is for general informational purposes only and is not legal advice; reading it does not create an attorney-client relationship with Ayala Law PA. Prior results do not guarantee a similar outcome. Ayala Law PA, 1646 W Snow Ave, Tampa, FL 33606.

How We Approach Commercial Condo Disputes

Review the governing documents

We start with the declaration, bylaws, lease terms and any written agreements that control the relationship between your business and the association.

Assess your options early

We look at the practical paths available, including negotiation, mediation, arbitration or litigation, and help you weigh the cost and business impact of each.

Protect your business interests

Our work centers on keeping operations, property value and contract rights intact while the dispute is resolved.

Plain-language communication

We explain the issues, the likely next steps and the decisions in front of you so you can make informed choices for your company.

Don't Wait on a Written Notice

Association demands, lien notices, assessment letters and arbitration demands often carry deadlines for response. Bring every notice and document to us as soon as you receive it.

Common Commercial Condo Disputes

Assessments and fees

Disagreements over special assessments, common expense allocations and charges billed to commercial units or owners.

Use and lease conflicts

Disputes over permitted business use, signage, parking, hours of operation and restrictions in the declaration or rules.

Repairs and construction work

Conflicts involving common element repairs, renovations, contractor performance and responsibility for property damage.

Board and governance decisions

Challenges to board actions, voting irregularities, election issues and the handling of association records.

Related practice areas

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