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May 20, 2022

Ayala Represents Ukrainian Nationals in Their Asylum Application.

Ayala is proud to announce that it is representing two female Ukrainian nationals in their petition for Asylum in the United States. The clients, in their mid-twenties, had left Kyiv for a pre-planned vacation to Mexico. In the middle of their trip, they learned of the Russian invasion and the Russian regime’s plan to overtake their home town of Kyiv. Shortly thereafter, all flights to…
May 13, 2022

Can a Corporation or an LLC Represent itself in Litigation in Court? – Read to Find Out.

Whether a corporation or LLC can represent itself depends on the type of court the dispute is in. In Florida there are two types of trial courts. The Circuit Courts and the County Courts. County Courts at the same time have two different divisions: the regular County Court and the Small Claims Courts division. Circuit Courts have jurisdiction over disputes involving more than $30,000 in…
Consumer Protection
May 6, 2022

Beware of the Car Dealership Scam – What You Need to Know

There’s a common scam being perpetrated in South Florida by certain car dealerships. It happens usually in the smaller, not brand recognized dealerships. The pattern goes as follows: You arrive at a dealer to purchase a used vehicle. The dealer requires a deposit of around 4 to 5 thousand dollars and promises you that it will find you one of its financiers. They run your…
May 5, 2022

Ayala Obtains E-2 Business Visa Approval for Swiss Entrepreneur

Ayala is happy to announce that it has obtained the approval of its client E-2 visa. The E-2 nonimmigrant visa allows a person of a country that has a treaty of commerce with the U.S. to be admitted to the U.S. when investing a substantial amount of capital in a U.S. business. Certain employees of the E-2 Investor or of a qualifying organization may also…
Consumer Protection
May 4, 2022

Ayala Defeats Second Motion to Dismiss Its Client’s Illegal Towing Case

Ayala defeats the defendants’ second attempt to completely dismiss its client’s case. Ayala’s client (the Plaintiff) is a law abiding citizen who leases at an apartment complex owned by the defendants. On the day of the tow, Ayala’s client had borrowed a friend’s truck and parked it legally in a residential spot at the premises without obstructing the road or any other vehicle at the…
Civil Litigation
April 14, 2022

Are You The Beneficiary of a Life Insurance Policy and Your Claim Was Denied?

It is not unusual that life insurance companies, after the death of the policy holder, deny the claim to the beneficiaries. The excuses vary widely but the most common are the following: Misrepresentation on the life insurance application. The insurance will claim that because the policy holder forgot to disclose an irrelevant, inconsequential visit to a doctor, that he/she “misrepresented” at the moment he applied…
Real Estate
April 13, 2022

Purchasing Real Estate Without Immigration Status — What You Need to Do

There is a misconception that unless you have a green card or other type of legal immigration status you cannot buy real estate. The reality is that there’s no requirement of legal immigration status to purchase real estate. Now, to purchase real estate as an individual, you are likely going to need a social security number. Many immigrants without status in the US possess a…
Consumer Protection
April 11, 2022

Dealing with Abusive Creditors? –Understand the Federal Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) is a federal law that was passed in 1977 with the purpose of eliminating abusive debt collection practices by debt collectors. Under this law, debtors can bring civil lawsuits against debt collectors who intentionally engage in any of the prohibited practices. The prohibited practices include lying, harassment, or abuse. For example, lies prohibited by the FDCPA include misrepresenting…
Real Estate
March 24, 2022

Ayala Countersues Lender for Violation of the FL Consumer Collection Practices Act

Ayala files a counterclaim against a lender for violation of the FL Consumer Collection Practices Act (FCCPA) in the context of a foreclosure action against its client. The Florida Consumer Collection Practices Act (“FCCPA”) provides in pertinent part: In collecting consumer debts, no person shall: . . . (9) laim, attempt, or threaten to enforce a debt when such person knows that the debt is…
Consumer Protection
March 15, 2022

Dealing with Abusive Creditors? –Understand the Florida Consumer Collection Practices Act

By: Orestes Garcia The Florida Consumer Collection Practices Act (FCCPA) is the Florida version of the Federal Debt Collection Practices Act (FDCPA) addressed in our prior blog entry. The FCCPA does contradict anything in the FDCPA but supplements it. It adds more requirements and limitations on debt collectors. The majority of the additions in the Florida law relate to specific regulations debt collectors must comply…
Consumer Protection
March 10, 2022

Orlando Jury Returns Verdict for Ayala’s Client in Unlawful Towing Case

Ayala is proud to report that an Orlando Jury has returned a verdict for its client in an illegal towing case. The case stems from the tow of Ayala’s client while she was on vacation in Thailand to visit the ill mother of her husband, also a Plaintiff in the case. The Homeowners Association (HOA), where they were owners of a unit, towed their vehicle…
March 3, 2022

Biden Administration Approves TPS for Ukrainians living in the U.S.

The Biden administration just approved Temporary Protected Status (TPS) for Ukrainians living in the United States. TPS is a humanitarian protection from deportation given usually to citizen of countries where there is harsh conditions like war or natural disasters. Secretary of Homeland Security Alejandro Majorkas created an 18-month TPS program for Ukrainians who have lived in the U.S. since March 1st, 2022. TPS will allow…
Consumer ProtectionUncategorized
March 2, 2022

Do you have bad online reviews for your business? — What You Need to Know

Do you have bad reviews online for your business? Is it one review? Maybe two? Every business will likely have at least one bad review in its lifetime. But if you have too many bad reviews, you may be subject to an investigation for violating the Florida Deceptive and Unfair Trading Practices Act (FDUPTA). A person could be subject to an investigation by the state’s…
February 25, 2022

Ayala Defeats Motion Seeking to Prevent its Client from Operating its Business After a 3-Hour Hearing.

Ayala is proud to announce that it has defeated a Motion for Preliminary Injunctive Relief against one of its clients. Injunctive Relief consists in requesting the Court not only monetary damages but asking for a party to be prevented from engaging in certain activities, in this case, the construction business. The dispute stems from a failed partnership where Ayala’s client had to essentially, protect company…
Consumer Protection
February 18, 2022

Three Key Things to Know if Your Car was Repossessed under a Title Loan Agreement

By: Ryan Sawal Have you ever entered an agreement for the purchase of a motor vehicle, but been unable to pay the full amount for the down payment right then and there? Occasionally the dealer may offer you a deal where you can pay a portion of the down payment then, and pay the remaining balance within a month. If you enter such an agreement,…
Consumer Protection
February 16, 2022

What Does A Real Estate Attorney Do? Important Things to Know

Purchasing or selling a new property can be stressful on any individual. The multifaceted transaction includes aspect of contract law, real estate law, negotiation skills, and most importantly, human and psychological skills to deal with the many individuals involved in it: realtors, brokers, appraisers, financiers, banks, attorneys, paralegals, inspectors, and surveyors. When purchasing a property, the Real Estate attorney will prepare all the documentation to…